As we enter 2025, and a new presidential administration, there are many changes afoot and it is a good time to reflect and look ahead to...

Cryptocurrencies are seemingly through the roof! As of this writing a Bitcoin is over $90,000. We write a lot at UOU about how to save...

As the new year begins, many of us engage in the tradition of setting New Year's resolutions. Whether it’s committing to exercise...

Inflation is gradually coming under control. It may not feel like it because prices have risen so much in the past few years that many...

Black Friday, a day synonymous with incredible deals and massive discounts, often leads to a shopping frenzy that can leave wallets...

Navigating the world of credit cards can be overwhelming and confusing. There are so many different kinds with different benefits and...

Stop Paying Unnecessary Bank Fees Have you ever had difficulty remember exactly how much money was in your bank account? Were you ever...

We hope our readers have not had the negative experience of falling victim to a finance scam, however they are everywhere. Particularly...

Inflation: what is it and why should I care? Have you noticed that prices go up each year? At the hairdressers or ice cream parlor?...

Whether you are reaching your hand into your winter jacket that has been in storage all summer to find forgotten cash, or it is tax...

Finding Joy in Your Finances: Prioritizing Spending for Happiness I assume you have heard the news about the flooding at Burning Man this...

Fitch, one of the three big bond rating services last week downgraded U.S. government debt to AA+ from AAA. That is shocking news, but if...

Now that you have set the goal, it is time to implement it and follow through! Here are a few tips that you can follow to help you stay...

Interest payments have gone up for most borrowers. The COVID related significant 3-year pause on payment of federal student loans will...

The 5-4-3-2-1 is a simple to follow method. This method allows you to break down your goals into manageable pieces in specific time...

S.M.A.R.T is a goal setting guide that has been widely used for years across various industries for a myriad of goal types. It is an...

There are many budgeting techniques that exist to help you stick to and keep a budget. At UOU one of our favorites is the 50/30/20 budget...

Despite an increase in interest rates, housing prices are still very high. Existing homeowners do not want to sell because they have...

Interest rates are up. Inflation is high post COVID so the Fed has dramatically increased interest rates in order to dampen inflation. ...

As an extroverted student (disclaimer I am 21+) who loves to go out and socialize, I sometimes feel caught between a rock and a hard...